Cardless

In the U.S., credit cards are extremely powerful tools for consumers, the foundation of consumer lending, and the highest revenue sector in all of payments. Within card market, co-branded cards - a partnership between a brand and a card issuer - makes up a quarter of spend, roughly $1 trillion. Yet this massive segment is stagnant and missing most of the tech-forward brand that define today's consumer landscape.

Cardless is breathing new life into the industry with their modern credit card issuing platform. They allow today's brands to launch a credit card weeks, rather than months, with customized rewards that are managed from a best-in-class consumer app.