Cardless

In the United States, credit cards are extremely powerful tools for consumers, the foundation of consumer lending, and the highest revenue sector in all of payments. Within the card market, co-branded cards - a partnership between a brand and a card issuer - makes up a quarter of spending, roughly $1 trillion. Yet this massive segment is stagnant and missing most of the tech-forward brand that defines today's consumer landscape.

Cardless is breathing new life into the card industry with their modern credit card issuing platform. They allow today's brands to launch a credit card within weeks, rather than months, with customized rewards that are managed from a best-in-class consumer app.